FREE CHECKING
- Free of monthly account fees and conditions.
- Fee-free transactions at 30,000 nationwide “CO-OP” ATMs, including over 5,500 7-Eleven stores.
- Interest earned on balances over $10,000.
- Free, unlimited paper check writing.
- Free of per-check charges.
- Free box of standard LAFCU checks when opening a checking account.
- Free account access from online, mobile and telephone banking.
- Free account access with a Debit Card.
- Free account Alerts can be set up.
- Free: Automatic Transfer to pay loans, Direct Deposit of recurring checks, and Paycheck Deduction to LAFCU accounts.
- Access to ATMs worldwide and at merchants that accept Visa® cards.
- Minimum opening deposit $10.00, then no minimum monthly balance is required.
- Other fees as listed on LAFCU’s Fee Schedule.
- Order Checks Online:
- One free box included when opening account
- All “Premier” type accounts also get one free box per year, upon request
- Prior to applying for a checking account you must already have opened a regular share savings account. You can apply for a checking account at any branch, or online by clicking "Open More Accounts" from the Open an Account page.
Make an Appointment
- For individuals who may not qualify for Regular Checking and only if a “ChexSystems” inquiry indicates all funds they owed are paid.
- Can be converted to Regular Checking if kept in good standing for 12 months
- Low monthly fee applies
Second Chance Checking
For individuals who may not qualify for Regular Checking and only if a “ChexSystems” inquiry indicates all funds they owed are paid